Based on the plan rates comparison, what are your thoughts on the issue of tiered vs. composite rates for employee health benefits?

To clarify:

• Tiered rates are when employees pay different rates based on the number of folks in their families they want to cover. For example, the three tiers on the rates comparison use the tiers of :

o employee only

o employee plus one (spouse, child, partner, etc)

o employee plus family

• Composite rates (what we've traditionally used in the District) are when all employees pay the same rates regardless of whether or not they cover only themselves, a spouse/partner/child, or if they cover a family.